David Ley comes from a long line of bankers.  He was the fourth generation of his family to run State Nebraska Bank & Trust, passing the baton most recently to the current CEO and his son, Matthew Ley.  Dave joined the bank in 1970 and helped guide the bank through critical events, such as the farm crisis of the ‘80s and a fire that destroyed the bank’s building in 1986.   David’s leadership kept the bank healthy and growing for over 40 years.

David’s current role is serving as Chairman of the Board of State Nebraska Bank & Trust.  He has held several leadership positions on community organizations, such as Wayne Industries, Wayne State Foundation, Wayne Area Economic Development, and Wayne Masonic Lodge.  He is now serving as the Secretary of the Wayne Airport Authority, and Treasurer of the Wayne County Agricultural Society.  In 1984, David was recognized as the Wayne Citizen of the Year.

A Wayne native, David is a graduate of the University of Nebraska and the ABA Stonier Graduate School of Banking.  When not working or volunteering, David enjoys traveling (often with SNB’s Century Club), golfing, and boating on Lewis & Clark Lake.  He and his wife have three children and six grandchildren.

Matt Ley has been CEO of State Nebraska Bank & Trust since 2010. He joined as the 5^th generation in his family to run the bank, continuing a long tradition of bankers in the Ley family. Matt brings banking experience from the Pacific Northwest, where he worked in commercial lending for technology companies, real estate, and more.  He was part of the team to help start up Foundation Bank and Core Bank in Bellevue, Wash., and before that, he worked at Umpqua Bank in Portland, Ore.

As a strong believer in giving back to the community, Matt encourages all employees at SNB to volunteer and leads by example. He is a Trustee, Treasurer, and Executive Committee member of the Wayne State College Foundation, a board member of the Wayne Athletic Boosters, a coach for junior high basketball, and a past president for the Providence Medical Center Board and for WAED (now known as Wayne America Inc).

Recently, Matt took on the role of Treasurer for the Wayne County Fair Board, a position his father, Dave Ley, held for 55 years, as well as generations of Leys before him going back to its founding. He also received the 2023 Citizen of the Year Award from Wayne Area Economic Development.

Matt is a graduate from the University of Nebraska-Lincoln and from Pacific Coast Banking School in Seattle, Wash. He and his wife live in Wayne with their two children.

Ethan Bogenreif is a student at Wayne State College, class of 2028, majoring in Communications with a Business Administration minor.  Ethan is originally from Fremont and has worked at Menards and an ice cream shop called Zesto. Be sure to ask him about his favorite ice cream flavor.

Amber Schlines joined State Nebraska Bank & Trust in 2026 as a Customer Relations Representative and Operations Assistant at the Campus Branch. She opens and manages accounts and CDs, performs teller duties, and supports customers with a variety of services. Amber also helps coordinate the State Nebraska Bank & Trust Blue Devil Branch, the in-school savings program at Wayne Community Schools, where she teaches financial literacy to young people and encourages them to start saving early.

You may know Amber from her active involvement in the Wayne community. She is past president of Wayne Elementary Boosters and continues to volunteer with their dance fundraisers, while also helping with Girl Scouts.  Amber is also the past president of Friends of the Wayne Public Library and the Wayne Eagles Auxiliary.

Outside of work, Amber and her husband Corey have three young daughters, four cats and one dog, which make for a busy household. She loves sewing, reading, and playing with her kids at the park. One of Amber’s favorite things to do in Wayne is walk on the WSC trail and campus with her kids. Her kids have a few favorite spots on the trail, so be sure to ask her for some tips on the best places to check out along the trail.

Fire Claim Specialist – State Farm Mutual Insurance

Gerard Ley joined the board in 2020 when his father, Jonathan Ley, retired as a director.  Gerard works as aTeam Manager at State Farm Mutual Insurance in Lincoln. He manages a specialized unit comprised of Fire Claim Specialists across the United States.

Gerard is an active member of the Lincoln Ice Hockey Association, volunteering as a youth hockey coach and with the learn to skate program.  He and his wife, Liz,stay busy chasing after two young sons, Jackson and Krew.a two-year-old son with another one on the way.  Outside of family time, Gerard also loves working in the yard, fishing, hunting, golfing, and playing hockey.

Adam Severson is the Nebraska Region Manager and Co-owner of Grossenburg Implement, a John Deere dealership covering six locations across Nebraska and South Dakota.  Adam joined the Board of Directors in 2018 and brings a great business perspective to our team.  He is a native of Sioux Falls, but has put down roots in Wayne with his wife and three children.  Adam volunteers in the community as a Boy Scout leader and coach of youth sports.  In his spare time, he enjoys spending time with family, traveling, golfing and hunting.

Brian Bowers runs State National Insurance Company (SNIC) located in the SNBuilding in Wayne, Nebraska.  He joined the Board of Directors in 2012 and has been a great addition to the team.  Prior to SNIC, Brian worked as a Field Representative for Rain & Hail Insurance Service.  In addition to running his own farm, the father of two grown sons enjoys relaxing with his wife at their lakeside cabin.  This Husker alum and native of Winside is proud to call Wayne, America home.

Ron Gentrup is President and Chief Lending Officer at State Nebraska Bank & Trust, where he joined in 1986.  Ron grew up on a farm outside of West Point, Nebraska and graduated from the University of Nebraska-Lincoln.

In the community, Ron is an active volunteer with St. Mary’s Church, a Knights of Columbus Council 8579 member, a Wayne Chamber of Commerce-Ag Task Force member, a Wayne Kiwanis member, and a past officer of the Wayne County Jaycees.  He and his wife have three children, all graduates of Wayne High School, and two grandchildren. In his spare time, Ron enjoys watching college and high school sports, playing golf and cards, and traveling.

NMLS #776159

Amber Schwarte joined State Nebraska Bank & Trust in 2023 and serves as our Operations Officer and Assistant Trust officer.

Many of you may know Amber from her role as Recreation Services Coordinator at the City of Wayne’s Community Activity Center. She spent four years managing the facility, coordinating wellness programs, and running an afterschool kids club, among many other duties. Amber received her undergraduate degree from the University of Northern Iowa and is currently pursuing her MBA from Wayne State College.

In the community, Amber is a part-time Assistant Women’s Basketball Coach at Wayne State College, a member of the Fireup program at Calvary Bible Church, and a co-leader of the Fellowship of Christian Athletes club at WSC. Outside of work, Amber and her husband stay busy with three young children. Some of her favorite things to do in Wayne are take walks on the walking trail, visit the Wayne Public Library, and explore the many playgrounds in town with her children.

Bob Tatten joined State Nebraska Bank & Trust as Vice President and Omaha Market Manager in 2020.  Bob brings over 30 years of commercial, small business and retail banking experience at Bank of the West, Wells Fargo and Centris Federal Credit Union.  He is responsible for business development, loan production and relationship management in Omaha.

Bob is active in his community, volunteering with Boys Town Boosters, Santa Monica House, Holy Cross, and the Omaha Chamber of Commerce.  He and his wife recently celebrated 30 years of marriage and are enjoying the addition of two rescue kittens to their family.  Outside of work, Bob and his wife like spending time with many nieces and nephews, playing golf, and attending live music and sporting events (when possible again).  Bob looks forward to getting to know Wayne and his new co-workers.

NMLS #663525

Amber Sperry joined State Nebraska Bank & Trust in 2024 as Assistant Vice President and Trust Officer. She is responsible for managing our trust department and handling accounts for retirement, health savings, and education.

Many in the community know Amber from her previous work at the Wayne State Foundation as Director of Alumni Relations. She is also an active volunteer, serving as a Teammates Mentor, Wayne Ambassador, Wayne Country Club Ladies Golf League Board Member, and member of various committees for Wayne America and Wayne Elementary Boosters.

Outside of work and volunteering, Amber enjoys spending time with family and friends, baking desserts, and playing golf. You may see her with her husband and two children at Wayne’s beautiful parks. Amber’s still a Wildcat fan and also loves attending Wayne State College games.

Galen Wiser retired as President of State Nebraska Bank & Trust in 2014 and sits on the Board of Directors.  He managed the Loan Department and oversaw the bank’s lending portfolio.  Galen was with SNB for 40 years 1974 and is an active member of our Wayne community.  He serves as board member for both Wayne United Way and Providence Medical Center, and is a past president of the Wayne Chamber of Commerce and of Wayne Rotary.

Galen is a graduate of Wayne State College and Colorado School of Banking.  He enjoys watching sports in his spare time, but has a busy family to keep up with, including his wife, two children and five grandchildren.  Galen may have grown up in Osceola, Nebraska, but he calls Wayne home, and most everyone here knows Galen by name.

In 2010, Jason Claussen joined State Nebraska Bank & Trust and is now Senior Vice President and Loan Officer.  Jason handles commercial, agricultural, and residential loans at SNB.  He previously worked in lending at Bank of the West in Omaha.

Upon returning to his hometown of Wayne, Jason quickly engaged in the community and volunteers with the Wayne Community Schools Foundation, the Wayne Optimists, and Rainbow World.  Jason also serves as a volunteer coach for youth sports in football and basketball, and he supports the National Weather Service by providing daily measurements of precipitation and temperature in Wayne.

Jason is a graduate of Pacific Coast Banking School in Seattle and Wayne State College.  He and his wife have two sons.  When not banking or golfing, Jason enjoys gardening, cooking, and spending time with family and friends.

NMLS #780212

Brandon Foote joined State Nebraska Bank & Trust in 2022, first as a Customer/Credit Representative, and now as Compliance/Deposit Officer.  He will also manage the New Accounts team.  Brandon previously worked as director of the Wayne Community Schools Foundation.  He received his undergraduate and master’s degrees from Wayne State College.

Brandon and his wife Staci keep busy with their four children.  Outside of work, he volunteers as a mentor and board member for TeamMates, a board member for the Wayne Early Learning Center, and a coach for youth football, basketball, baseball, and soccer.  He loves talking about sports, playing basketball, and cheering on the Minnesota Vikings.

Coleman Broders joined our bank family as our Facilities Manager in 2022.  He is responsible for daily janitorial duties and both regular and preventative maintenance on both the main branch and campus branch.

Coleman and his wife Katelyn have three children and a yellow lab named Shooter.  Outside of work, he enjoys woodworking, taking his boys fishing, and playing live music, often at the Birch Room in Wayne.  Be sure to ask him what his kids think is the biggest and best park in Wayne.

Conni Davis is Assistant Vice President and Head Bookkeeper at State Nebraska Bank & Trust. She joined the SNB family in 1989, first as a teller and then moved to bookkeeping in 2016.  Conni’s hometown is Carroll, Nebraska, where she serves on various volunteer committees.  She is a volunteer with Meals on Wheels, Wayne County Convention & Visitor’s Bureau, St. Mary’s Catholic Church, and the Wayne County Fair.  Connie has also served as a TeamMate mentor and treasurer of Wayne Music Boosters. Conni and her husband have three grown children, and she enjoys being outdoors on her deck or at the lake with family and friends.  Conni has won the bank’s cook off events several times and is a pro in the kitchen.

Kevin Koenig joined the bank board in 2020. He is Owner/Operator of Koenig Enterprises, an agriculture retail facility specializing in all the offerings from Pioneer Seeds and Norder Agri Supply. Kevin is a Wayne native and earned a B.S. in Agronomy from the University of Nebraska-Lincoln. He and his wife, Teri, have 2 sons, Cole and Casey. Kevin is a member of the Wayne Community Schools Foundation Board and enjoys farming and the outdoors. He always looks forward to hunting and fishing adventures with his wife and boys.

Madison (Maddy) Brainard is a student at Wayne State College, majoring in Public Accounting.

Jessica Dobias began working as a Customer Relations Representative at State Nebraska Bank & Trust in 2022.  She opens new accounts, assists with online and mobile banking, orders debit cards and checks, and responds to any fraud activity concerns.  She has worked as a fraud prevention specialist at First National Bank of Omaha.

Originally from Fremont, Jessica received her undergraduate and graduate degrees from Wayne State College.  Jessica volunteers with TeamMates, Wayne Rotary, Dreamer’s Place, and Meals on Wheels, and serves as the Haven House vice president.  In her free time, she enjoys listening to music, reading heartfelt books, and taking her beagle dog for a walk, but her favorite thing is spending time with her young son.

Megan Raulston is Senior Vice President and serves as the Head of Loan Services. She joined State Nebraska Bank & Trust in 2013 and has previously served as our Compliance Officer and Operations Assistant. Before joining the bank, Megan worked with Wells Fargo as a head teller and at Central State Bank in Illinois in the loan department. She received her finance degree from Western Governors’ University in Salt Lake City and has completed Compliance & Advanced Banking Schools through the Nebraska & Kansas Bankers Associations, and will graduate from Pacific Coast Banking School in Summer 2024. She is also a graduate of Leadership Wayne and Leadership Wayne 2.0.

A native of Cumberland, Iowa, Megan calls Wayne home with her husband and two sons. She is active in the community as chairperson of the Wayne Housing Authority and with Meals on Wheels. Megan also serves with Journey Christian Church in various ministries, regularly donates blood to LifeServe, and enjoys spending time with her family and friends. You’ll often see her supporting her kids’ various activities in speech, music, and One Acts.

Since 2020, Jillian Pierson has been working as Head Teller at State Nebraska Bank & Trust, but she also worked as a part-time teller while attending Wayne State College. Jillian is also a coordinator for the SNB Blue Devil Branch, our in-school savings program at Wayne Elementary, where she helps teach financial literacy to young people so they can start saving early.

A native of Wayne, she helps organize the Wayne Community Schools Foundation All-School Reunion held during Chicken Show each July, and volunteers with the bookfair at Wayne Elementary. In her spare time, Jillian stays busy with her four cats and two dogs—try asking her which pet is her favorite. She also enjoys playing board games and reading.

Justin Gapp joined State Nebraska Bank & Trust in 2021. He is Vice President and serves as our Information Technology Officer. Justin came to us from Titonka Savings Bank in Iowa, where he spent 14 years as a Network Administrator. As our IT Officer, Justin is responsible for the operation and security of all computer systems, hardware, and software. He received his certificate for Bank Technology Management from the Graduate School of Banking in Madison, Wisconsin.

For over 10 years, Justin volunteered with the Titonka Fire Department and served as a driver for the Titonka Ambulance Service. He now volunteers with the Wayne Fire Department and serves on the board for the Wayne Community Chest (formerly United Way). Outside of work, Justin enjoys camping, fishing, pheasant hunting, hiking and tinkering in his garage. He and his wife moved to Wayne with their two children and are excited to explore the town and get to know the community.

Kaki Ley is coordinator of State Nebraska Bank & Trust’s Century Club, which offers unique benefits to customers age 50 or better with a qualified account.  Since 2003, Kaki has been busy taking Century Club members all across America and the world to places such as Alaska, Hawaii, China, Australia, the Panama Canal, and Italy.  She also hosts a free movie each month at the Majestic Theatre in Wayne and sends a monthly newsletter to all Century Club members.

In addition to working with the family bank, Kaki volunteers with Rotary, the Wayne Public Library Foundation Board, and Friends of the Wayne County Museum.  She also served on Wayne City Council for 10 years and the Wayne Chicken Show Committee for 14 years.  Kaki is a graduate of St. Olaf College and former music teacher at Wayne High School and Wayne Middle School.  When not traveling with the Century Club and her husband, David Ley, Kaki is busy spending time with her family, gardening, or knitting.  She has three sons, six grandchildren, and one great-grandchild.

Katie Diediker joined State Nebraska Bank & Trust as the Human Resources Director & Assistant Trust Officer in 2018. She transitioned to just Human Resources in 2024. Katie came to us from DC Retirement Strategies, a financial planning company, where she worked as the Manager of Client Services.  She is a graduate of University of Nebraska at Kearney and grew up in Ericson.

Katie is active in the Wayne community.  She volunteers with Teammates, St. Mary’s Church, the Wayne Green Team, and the Wayne Run Club.  Katie and her husband, Andi, have three children and enjoy spending time with family and friends, running, and golfing in Wayne.

In 2024, Dori Fremstad joined State Nebraska Bank & Trust as a Loan Assistant. Dori will help produce and maintain loan documentation and provide support to the loan department.

Dori has over 25 years as a professional working in a variety of customer service positions. Most recently she was working as a Patient Service Representative at Pender Medical Clinic, where she was responsible for handling confidential patient information, scheduling, and ensuring a great customer experience. She has 10+ years working as a medical transcriptionist, and she also has experience assisting financial advisors.

Originally from Minnesota, Dori and her husband Dave are happy to call Wayne America home. They have two grown children and two granddaughters. Outside of work, Dori volunteers at Journey Christian Church and with Meals on Wheels.

Kenny Armstrong is the Branch Manager and Personal Banker at our Campus Branch. He is responsible for opening and administering loans, managing the day-to-day workflow of the Campus Branch, and overseeing use of the SNBuilding’s community gym and facilities. Kenny joined State Nebraska Bank & Trust in 2023 as a Customer Relations Representative at our downtown bank in Wayne.

Originally from Curacao, Kenny speaks four different languages, including Spanish.  He graduated from Wayne State College with a bachelor’s degree in business administration.  Before the bank, Kenny worked as a marketing associate at State Farm Insurance in Wayne. In the community, Kenny volunteers as a TeamMate. He and his wife Maddy stay busy with their two young children, who they love to take on walks and hikes. His favorite thing to do in Wayne is to attend the Wayne Chicken Show. Good choice!

NMLS #2832537

Kirby Hall is the Chief Financial Officer and Vice President for State Nebraska Bank & Trust.  She joined SNB in 2014 as our Controller and worked at the bank during her college years at Wayne State, where she obtained a Bachelor of Science in Public Accounting and Finance and a Master of Business Administration.  She is also a graduate of Pacific Coast Banking School at the University of Washington, and a graduate of the Leadership Wayne IX class

In the community, Kirby is busy teaching Sunday School, volunteering for Boomerfest and Kiwanis, and serving on the Dirt Devil Softball Association Pasta Feed Committee, Wayne High Post Prom Committee, and WAED Organizing Committee.  She is also treasurer for the WAED Board and secretary for the Wayne Basketball Development Association Board.

Kirby lives in Wayne where she and her husband Brandon raise their three children.  When they are not attending activities for their children, they try to catch Husker football whenever they can, play cards and board games, and spend time outdoors with the kids.

Will Hrouda is a student at Wayne State College majoring in Business Finance. Originally from Columbus, Will completed an internship at Farmers Mutual of Nebraska Insurance over the summer, where he gained experience in underwriting, titles, and claims assessments. Will is a third generation Wildcat, and he loves working out, fishing, and hanging with friends.

Mariabelen (Maria) Valadez joined State Nebraska Bank & Trust in 2025 as Teller at our Main Bank. A Wayne High graduate, Maria previously worked at Michaels Foods, Great Dane, and Quality Foods, where she was promoted to store supervisor.

Maria is bilingual in English and Spanish. Outside of work, Maria and her fiancé are busy raising a baby girl. You may find them on walks together on the trail with her dog, one of her favorite things to do in Wayne. She’s not just a dog lover though. Ask Maria about her cats and she’ll talk to you all day long about them. She is also an avid reader and always enjoys a good romance novel.

McKinsie Backer joined State Nebraska Bank & Trust in 2026. She is a Teller at our Campus Branch in Wayne. She comes to us with a strong background in customer service and caregiving. She spent nearly four years at Faith Regional Health Services in Norfolk. In addition, she brings leadership and cash-handling experience from her time as an Assistant Manager at a pet store.

Originally from Omaha, McKinsie and her husband Jordan have two dogs and one cat. Outside of work, she enjoys gardening, golfing, and reading, and you may even see her walking her dogs around town. Be sure to ask McKinsie about her favorite books to read.

Rebecca Junck joined as Bookkeeper in 2020, and became our Operations Specialist in 2024. She is a graduate of Wayne State College and grew up in Pender, Nebraska. Rebecca coordinates the Meals on Wheels signup for the bank each month. Outside of work, she and her husband Nick recently welcomed baby Charlie, adding him to their family of two French bulldogs, Oliver and Edgar. Rebecca also enjoys working out and reading in her spare time.

Josie Ley is a senior at Wayne High School and the 6^th generation of the Ley family to work at SNB.

Morgan Jueden is Vice President and Loan Officer at our main bank in downtown Wayne. She joined State Nebraska Bank & Trust in 2022, and was previously the Branch Manager and Personal Banker at the Campus Branch in Wayne.  She also worked at the bank as a teller while at Wayne State College, where she earned a degree in business administration.

Outside of work, Morgan volunteers with the St. Mary’s Fish Fry, Wayne Ambassadors, Eagles Club, Kiwanis, and CHODO. Morgan and her husband live in Wayne with their twin babies, who keep them busy non-stop. When they get the chance, they enjoy golfing, fishing, and traveling to new places. Be sure to ask her about the special golf tournament in Wayne she hosts in memory of her dad, Bob Keating. All proceeds from this golf tournament are donated to the Wayne Community Schools Foundation for scholarships.

NMLS #2442782

Chris McGuire joined State Nebraska Bank & Trust in 2023 and is Vice President and Loan Officer, specializing in agriculture and commercial loans. He has nearly 15 years of farm and ranch experience, most recently as the Herd Manager at Sievers Farms.

Originally from Red Cloud, Nebraska, Chris graduated from the University of Nebraska-Lincoln with a degree in Animal Science/Pre-Vet.  Outside of work, Chris volunteers with the Wayne County Farm Bureau and Wayne Softball Association. He and his wife, Carol, live on an acreage just northwest of Wayne, and together they stay busy supporting their two daughters in their many activities.  Chris also enjoys woodworking, boating in Yankton or Fort Randall, and hanging out with friends and family.

NMLS #2506937

Shelli Keiser joined State Nebraska Bank & Trust in 2025 as Bookkeeper. Shelli’s previous experience includes working as an insurance office manager for over 12 years, and a Veterinary Technology Instructor at Northeast Community College for 14 years.

You may know Shelli from her volunteer work on the Wayne County Fair Board. She and her husband, Pete, live in Winside and welcomed their first grandbaby this year.

Shelby Wilcox is a recent graduate of Wayne State College in Business Administration with a concentration in Agribusiness. Originally, from Pawnee City, Nebraska, you may recognize Shelby from Quality Foods, where she worked as a supervisor for many years.