OUR RATES
Current as of 12/12/25
Rates may change at anytime. Please call us for any questions on today’s current rates at 402.375.1130
Check Out Our Current Specials!
- Community Banker
- Bankers Dozen
- Banking 4Ward
Term
- 6 Months
- 13 Months
- 10 Years
Min. Deposit
- $1,000
- $1,000
- $1,000
APY*
- 3.50%
- 3.50%
- 3.00%
Interest Rate
- 3.45%
- 3.45%
- 2.97%
*APY = Annual Percentage Yield
**Penalty for early withdrawal
Certificate Of Deposit***
Minimum
Deposit $1,000
- 3 Months
- 6 Months
- 1 Year
- 2 Year
- 3 Year
- 5 Year
$1,000 - $24,999.99
APY* / Interest Rate
- 1.00% / 1.00%
- 3.50% / 3.45%
- 2.00% / 1.99%
- 2.00% / 1.99%
- 2.00% / 1.99%
- 2.25% / 2.23%
$25,000 - $49,999.99
APY* / Interest Rate
- 1.00% / 1.00%
- 3.50% / 3.45%
- 2.00% / 1.99%
- 2.00% / 1.99%
- 2.00% / 1.99%
- 2.25% / 2.23%
$50,000 - $99,999.99
APY* / Interest Rate
- 1.25% / 1.24%
- 3.50% / 3.45%
- 2.00% / 1.99%
- 2.50% / 2.48%
- 2.50% / 2.48%
- 2.50% / 2.48%
$100,000 & Above
APY* / Interest Rate
- 1.25% / 1.24%
- 3.50% / 3.45%
- 2.00% / 1.99%
- 2.50% / 2.48%
- 2.50% / 2.48%
- 2.50% / 2.48%
*APY = Annual Percentage Yield
**Penalty for early withdrawal
Savings Accounts***
Account Type
- Personal Regular Savings
- Money Market Savings
- Money Market Savings
- Money Market Savings
- Money Market Savings
Minimum Balance to Earn APY*
- $0.01
- $0.01
- $25,000
- $50,000
- $100,000
APY*
- 1.00%
- 1.00%
- 1.25%
- 1.25%
- 1.50%
Interest Rate
- 1.00%
- 1.00%
- 1.24%
- 1.24%
- 1.49%
*APY = Annual Percentage Yield
***Rate may change after account is opened and fees could reduce earnings
Checking Accounts***
Account Type
- "NOW" OR Business Checking
- "NOW" OR Business Checking
- "NOW" OR Business Checking
- "NOW" OR Business Checking
- "Super NOW" Checking
Minimum Balance to Earn APY*
- $0.01
- $25,000
- $50,000
- $100,000
- Average Balance $2,500.00
APY*
- 0.50%
- 0.75%
- 1.00%
- 1.00%
- 1.00%
Interest Rate
- 0.50%
- 0.75%
- 1.00%
- 1.00%
- 1.00%
*APY = Annual Percentage Yield
***Rate may change after account is opened and fees could reduce earnings
NOW Accounts are only offered to individuals, nonprofit organizations, and government entities.
IRA Rates - Certificates of Deposit***
Minimum deposit of $250
Term
- 3 Months
- 6 Months
- 1 Year
- 2 Year
- 3 Year
- 5 Year
$250 - $9,999.99
APY** / Interest Rate
- 1.00% / 1.00%
- 3.50% / 3.44%
- 2.00% / 1.98%
- 2.00% / 1.98%
- 2.00% / 1.98%
- 2.25% / 2.23%
$10,000 - $24,999.99
APY** / Interest Rate
- 1.00% / 1.00%
- 3.50% / 3.44%
- 2.00% / 1.98%
- 2.00% / 1.98%
- 2.00% / 1.98%
- 2.25% / 2.23%
$25,000 - $49,999.99
APY** / Interest Rate
- 1.25% / 1.24%
- 3.50% / 3.44%
- 2.00% / 1.98%
- 2.50% / 2.47%
- 2.50% / 2.47%
- 2.50% / 2.47%
$50,000 & Above
APY** / Interest Rate
- 1.25% / 1.24%
- 3.50% / 3.44%
- 2.00% / 1.98%
- 2.50% / 2.47%
- 2.50% / 2.47%
- 2.50% / 2.47%
*APY = Annual Percentage Yield
**Penalty for early withdrawal
***Rate may change after account is opened and fees could reduce earnings
IRA Rates - Savings Accounts***
Account Type
- **Variable Rates Savings (TDOA) 18 Month Term
- Money Market Savings
- Health Savings Account
Minimum Balance to Earn APY*
- $25.00
- $25.00
- $25.00
APY*
- 0.50%
- 0.50%
- 0.50%
Interest Rate
- 0.50%
- 0.50%
- 0.50%
*APY = Annual Percentage Yield
**Penalty for early withdrawal
***Rate may change after account is opened and fees could reduce earnings
Security Center
Read our tips on how to protect your accounts from fraud.
MAIN BRANCH
122 Main St
Wayne, NE 68787
CAMPUS BRANCH
1010 Main St.
Wayne, NE 68787
Routing Number 104901335 CRA Public File
