Personal Credit Cards

Personal Credit Cards

Your Life. Your Choice.

Hand tapping a bank card on a payment terminal for a contactless transaction.

Earn more rewards for all your everyday purchases.1

State Nebraska Bank & Trust is excited to offer a credit card with great rewards and benefits. Choose from rewards including cash credit to your account, travel, merchandise and more.You won’t find another card like it.

3x the Points

  • Grocery Stores
  • Discount Stores
  • Grocery Stores
  • Discount Stores

1x the Points

  • All Other Purchases

Card Design

Your card will have a picture of one of Wayne’s most iconic landmarks, the Wayne America water tower!

Apply Online Today for a Simply Rewards™ Visa Signature® Credit Card

Apply Now

We make it easy to redeem

Access your account to see how many points you’ve earned through online banking or your monthly statement at www.cardcenterdirect.com.

Redeem your reward points for Account Credits, Gift Cards, Travel, Entertainment and more.1

Online Credit Card Control

View transactions, pay bills and track expenses.  Includes eStatements with 18 months of history.

We make it easy to redeem

Fraud Protection
Visa’s Zero Liability Policy means you won’t be held responsible for any unauthorized charges made with your card or account information.2

Others
Including auto rental coverage, emergency cash, travel/emergency assistance, warranty manager and more.3

Contactless Card & Mobile Wallet

The Simply Rewards™ Visa Signature® Credit Card is a Contactless Card.

Look, Tap and Go

Mobile Pays Supported

Cardholder Self-Service Contacts
Online Account Access – www.cardcenterdirect.com
Rewards Points Redemption – www.cardcenterdirect.com
Customer Service – 1.800.821.5184

Credit cards are issued by UMB Bank, n.a. under a license from Visa USA, Inc.
1 Cardholders earn 3 points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn 1 point per dollar on all other purchases. See Simply Rewards Rules for details.
2 Visa’s Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
3 See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.
* The Contactless Symbol and Contactless indicator are trademarks owned by and used with permission of EMVCo, LLC. Cards issued by UMB Bank, n.a.
Subject to credit approval.