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OUR RATES
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Current as of 2/1/21

 

Savings Accounts***

  • Account Type

  • Personal Regular Savings
  • Money Market Savings
  • Money Market Savings
  • Money Market Savings
  • Money Market Savings

  • Minimum Balance to Earn APY*

  • $0.01
  • $0.01
  • $25,000
  • $50,000
  • $100,000

  • APY*

  • .25%
  • .25%
  • .50%
  • .50%
  • .50%

  • Interest Rate

  • .25%
  • .25%
  • .50%
  • .50%
  • .50%

*APY = Annual Percentage Yield
***Rate may change after account is opened and fees could reduce earnings

Checking Accounts***

  • Account Type

  • "NOW" Checking
  • "NOW" Checking
  • "NOW" Checking
  • "NOW" Checking
  • "Super NOW" Checking

  • Minimum Balance to Earn APY*

  • $0.01
  • $5,000
  • $10,000
  • $25,000
  • Average Balance $2,500.00

  • APY*

  • .25%
  • .25%
  • .25%
  • .25%
  • .25%

  • Interest Rate

  • .25%
  • .25%
  • .25%
  • .25%
  • .25%

*APY = Annual Percentage Yield
***Rate may change after account is opened and fees could reduce earnings

Certificates of Deposit**

Minimum deposit of $1000

  • Term

  • 91 Day
  • 182 Day
  • 1 Year
  • 2 Year
  • 3 Year
  • 5 Year

  • $1,000 - $9,999

    APY** / Interest Rate

  • .25% / .25%
  • .25% / .25%
  • .50% / .50%
  • .50% / .50%
  • 1.00% / 1.00%
  • 1.00% / 1.00%

  • $10,000 - $24,999

    APY** / Interest Rate

  • .25% / .25%
  • .25% / .25%
  • .50% / .50%
  • .50% / .50%
  • 1.00% / 1.00%
  • 1.00% / 1.00%

  • $25,000 - $49,999

    APY** / Interest Rate

  • .25% / .25%
  • .25% / .25%
  • .50% / .50%
  • .50% / .50%
  • 1.00% / 1.00%
  • 1.00% / 1.00%

  • $50,000 & Above

    APY** / Interest Rate

  • .25% / .25%
  • .25% / .25%
  • .50% / .50%
  • .75% / .75%
  • 1.00% / 1.00%
  • 1.25% / 1.24%

*APY = Annual Percentage Yield
**Penalty for early withdrawal

IRA Rates - Certificates of Deposit***

Minimum deposit of $250

  • Term

  • 91 Day
  • 182 Day
  • 1 Year
  • 2 Year
  • 3 Year
  • 5 Year

  • $250 - $9,999

    APY** / Interest Rate

  • .25% / .25%
  • .25% / .25%
  • .50% / .50%
  • .50% / .50%
  • 1.00% / 1.00%
  • 1.00% / 1.00%

  • $10,000 - $24,999

    APY** / Interest Rate

  • .25% / .25%
  • .25% / .25%
  • .50% / .50%
  • .50% / .50%
  • 1.00% / 1.00%
  • 1.00% / 1.00%

  • $25,000 - $49,999

    APY** / Interest Rate

  • .25% / .25%
  • .25% / .25%
  • .50% / .50%
  • .50% / .50%
  • 1.00% / 1.00%
  • 1.00% / 1.00%

  • $50,000 & Above

    APY** / Interest Rate

  • .25% / .25%
  • .25% / .25%
  • .50% / .50%
  • .75% / .75%
  • 1.00% / 1.00%
  • 1.25% / 1.24%

*APY = Annual Percentage Yield
**Penalty for early withdrawal
***Rate may change after account is opened and fees could reduce earnings

IRA Rates - Savings Accounts***

  • Account Type

  • **Variable Rates Savings (TDOA) 18 Month Term
  • Money Market Savings
  • Health Savings Account

  • Minimum Balance to Earn APY*

  • $25.00
  • $25.00
  • $25.00

  • APY*

  • .50%
  • .50%
  • .50%

  • Interest Rate

  • .50%
  • .50%
  • .50%

*APY = Annual Percentage Yield
**Penalty for early withdrawal
***Rate may change after account is opened and fees could reduce earnings

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State Nebraska Bank & Trust
MAIN BRANCH

122 Main St.

Wayne, NE 68787

CAMPUS BRANCH

1010 Main St.

Wayne, NE 68787

 

Member FDIC Equal Housing Lender
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